The Board of Trustees recognized three members for the lowest experience modification factor in three different payroll groups at our Annual Membership Meeting on July 23. The three members are: St. Clair, Newaygo and Leelanau CRC. Berrien CRC was recognized for having the biggest positive experience modification factor turn around in the last 12 months. Forty-eight other members were recognized for having experience modification factors below 1.00. Keep up the good work!