Established in 1978, the County Road Association Self Insurance Fund, CRASIF, is a group of 69 county road commissions who have joined together to provide workers compensation insurance for over 3,500 employees.

CRASIF Safety Tips:

Keep exit doors clearly marked, unobstructed, and closed when not in use.While on a ladder, never step back to admire your work.Don't leave tools lying around; they become tripping hazards and could be taken and used by unauthorized and untrained personnel.Just because you always did it that way, doesn't make it right.A clean workplace / jobsite can reduce the risk of injuries.The door to safety swings on the hinges of common sense.Adjust all mirrors before operating your vehicle.Always inspect a hand or power tool before using it.Do not wear gloves around moving machinery such as drill presses, table saws, and lathes, where the glove can be caught and pull your hand into the machine.Wear you hardhat when traffic regulating.Always assume an electric wire or device is energized.Ensure windows and mirrors are clean before operating vehicles.Hard hats, they're not just for decoration.Shortcuts cut life short.In cold weather, remember that extra clothing inhibits movement. Do not wear gloves with cuffs when working with a wood chipper.Unsafe acts will keep you in stitches.A compressed air line supplying air to drive a tool becomes part of the tool; the air line must be inspected before each use along with the air tool.Read and understand the MSDS information on the hazardous chemicals you use before using them.Use proper ladders or portable scaffolds when climbing onto equipment.Buckle up, slow down, and stay alert behind the wheel; drive safely - don't become a statistic.Take the time to pass your hard-earned safety knowledge on to newer employees.Always position yourself up hill when cutting down or bucking a tree.Lock Out / Tag Out equipment when servicing to prevent accidental start-up.Never climb into a V-Box spreader with the flight chain or components running.Dress in layers when working in the cold; wear polypropylene materials next to your skin to wick away moisture.Cold temperatures + wind + wetness = cold stress Before removing the fill cap on a pressurized tank verify that the pressure has been released.Wear safety goggles when performing dusty work or when chemical splatters are likely to occur.Never carry power tools around by their power cords.They're the only pair of eyes you have, take good care of them.Take damaged tools out of service immediately and either tag them and turn them in for service, or properly dispose of them.Perform a Pre-Trip Inspection on all vehicles before operating.Safety is as simple as ABC...Always Be Careful.Safety glasses: All in favor say "Eye!"Shut off key and work the hydraulic controls repeatedly to ensure hydraulic pressure is released.Don't text and drive.REMEMBER: Accidents don't just happen, they are causedKeep cutting tools sharp; a sharp tool is a safer tool.Know where the fire emergency exits are before an emergency strikes.Safety is something you learn from the start - being accident free is doing your part.Disconnect the power to tools when not using them or when servicing them.Never turn your back on moving equipment.Being safe on the job, avoiding injury, is what allows you to get the most out of your family time off of the job. You're not going to have much fun with your family if you are injured.When you gamble with safety you bet your life.When releasing compressed air from a valve, release the air slowly.Unsafe acts will keep you in stitches.Stay alert by getting plenty of rest.Failure to wear the proper personal protective equipment or not reminding a co-worker to wear theirs, can result in an accident.Falling objects can be brutal if you don't protect your noodle.Report injuries promptly to your supervisor.Remember: Safety is a 24 hour-a-day responsibility. Safety doesn't start and end at the time clock.Locate high pressure fluid leaks with a piece of cardboard NOT your hand.Safety is a full-time job, don't make it a part-time practice.Stay properly hydrated; drink plenty of water when working hard in the heat and the cold.Statistics show that most industrial incidents are the result of unsafe acts by employees.STOP, LOOK, LISTEN at Railroad Crossings.In blowing snow and whiteout conditions slower may be safer.Inspect hand and power tools before each use.Hypothermia is dangerous, it can negatively affect your reasoning and reflexes before you even realize it. The "hidden" costs of an injury can be from two to nine times higher than direct costs.Chance-takers are accident-makers.Before removing the fill cap on a pressurized tank verify that the pressure has been released.Shortcuts cut life short.REMEMBER: Accidents don't just happen, they are caused.Don't use compressed air to clean dust off your clothes or skin.Wear eye protection when working near hydraulics.Chainsaw P.P.E. includes, hardhat, gloves, sturdy boots, eye protection, hearing protection, and chaps.Inspect ladders before each use; immediately take damaged ladders out of service, tag them to warn others, and properly dispose of them.Always establish an escape route before cutting down a tree.It's better to lose one minute in life than to lose life in a minute.Do not block access to the emergency eyewash.It's easier to ask a dumb question than it is to fix a dumb mistake.To avoid headaches keep front plows up 2 Use a brush, broom or vacuum to clean up your work area, not compressed air.Dress properly for the cold weather; cold can negatively impact your ability to work.In cold weather, keep clothing clean, avoid overheating, wear clothing in layers, and keep clothing dry.Accidents hurt - safety doesn't.Shut down power and stop all motion before clear jams on salt spreaders.Ensure that all hydraulic pressure has been released before removing hydraulic lines.Never tape, wire, or otherwise disable a safety switch or lockout.Go MSU Spartans!In a split-second a blast of compressed air can, - Destroy an eye. - Rupture an eardrum. - Send particles flying at jet speeds into your eyes or lungs. - Burst lungs and intestines if directed into the mouth. - If directed against skin cuts, can cause pain and swelling and may even inject air bubbles into your bloodstream (this can be deadly). Machine guards must always be in place and functional.Keep extension cords and air hoses out of the traffic aisles.If you don't think it will happen to you, find the person who had it happen to them.Seatbelts are required to be worn on all mobile equipment with ROPS.Make sure the power tool is disconnected before changing the blade, bit, etc., or conducting a safety inspection.If you don't think it will happen to you, find the person who had it happen to them.Use 3-point contact when climbing ladders or equipment access steps.Report any worn out or defaced original manufactures warning decals on equipment.Keep stairways, hallways, aisles and fire exits clean and clear.When releasing compressed air from a valve, release the air slowly.Actions speak louder than words; set a good safety example for co-workers.Raise plows & underbody at Railroad Crossings.There is no such thing as bad weather, only bad clothing (Norwegian proverb).A certification tag MUST be affixed to all Lifting Slings. NO TAG, NO LIFT.Early signs of cold weather hypothermia are, shivering, bluish lips and fingers, and reduced coordination.Do not block access to fire extinguishers; don't hang anything on or lean anything against a fire extinguisher. Maintain clear access at all times.In cold weather, drink plenty of non-caffeinated, non-alcoholic beverages, preferably hot beverages

The CRASIF Advantage

  • Mission

  • Our mission is to reduce the potential for employee injury and to provide a comprehensive disability management program for employees eligible for workers' compensation.
  • CRASIF Core Values

  • core_values

  • Board Members

  • Mary Sholander Chair
    Tom Doty Vice Chair
    Kenneth Hulka Trustee
    Jesse Campbell Trustee
    John Hunt Trustee
    Dorothy Maxwell Trustee
    Doug Robidoux Trustee
    Michael Scott Trustee
    Jerry Smigelski Trustee
  • Staff

  • James “Jim” deSpelder – Administrator
    Doris Baakko – Controller
  • latest news from crasif:

    • Safety Summit - September 4, 2019

      Calling all safety coordinators!  CRASIF is offering the first Safety Summit for just safety coordinators in our member road commissions.  Conveniently scheduled the morning prior to the starting of the Superintendents Seminar, it will be on October 2 from 8 am to 12 noon at the Bavarian Inn in Frankenmuth MI.  Registration is necessary and the cost is included as part of your membership in CRASIF.  Register on-line at


    • 2019-20 2nd Quarter Premium Deposit Invoices Now Available! - August 14, 2019

      Members can find their 2nd quarter premium deposit invoices in their Premium Invoices folder accessed through the member portal.  Please send the payment to the lock-box by September 10, 2019.

    • 2019 Annual Membership Meeting Registration Now On-line - August 8, 2019

      We will be celebrating our 41st year as a self-insured group fund at our Annual Membership Meeting on Wednesday September 11, 2019.  The educational program will start at 9:00 am and the business meeting will begin at 1:30 pm.  Please register by going to:  ttps://

      Come and hear our humorous and insightful keynote speaker, Lisa Smartt talking on Leadership:  Maintaining Strength and Wisdom in a Mixed-Up World.  Dr. Stanley Lee MD will be presenting on Understanding Spinal Injuries, and Jon Nettie will be discussing The Traumatic Work Injury: How to Understand, Educate and Rehab.  The afternoon business meeting will review the financial and claim health of CRASIF.  We will end by giving out our risk control awards.  We hope you can attend!

    • Former CRASIF Administrator Passes Away - July 23, 2019

      Duncan “Mack” Rabourn, former CRASIF Administrator for 25 years, died on July 12 at the age of 78.  He was a former employee of the Muskegon County Road Commission and was elected to the first Board of Trustees in 1978.  He became the CRASIF Administrator in 1986 and retired on January 1, 2011.  Mack was instrumental in starting both the County Road Association Self-Insurance Fund (CRASIF), a workers’ compensation self-insured group fund for road commissions, and, the Michigan County Road Commission Self-Insurance Pool (MCRCSIP), a property/casualty pool for road commissions.  Our deepest condolences to his family and friends.