Established in 1978, the County Road Association Self Insurance Fund, CRASIF, is a group of 69 county road commissions who have joined together to provide workers compensation insurance for over 3,500 employees.


CRASIF Safety Tips:

Do not wear gloves with cuffs when working with a wood chipper.Never turn your back on moving equipment.If you don't think it will happen to you, find the person who had it happen to them.Falling objects can be brutal if you don't protect your noodle.The "hidden" costs of an injury can be from two to nine times higher than direct costs.Commercially available Sports drinks, like Gator-Aid or Power-Aid are very good water substitutes, especially in hot, humid weather.Use 3-point contact when climbing ladders or equipment access steps.Safety is as simple as ABC...Always Be Careful.Wear eye protection when working near hydraulics.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. Report any worn out or defaced original manufactures warning decals on equipment.Avoid working with your back to oncoming traffic.Read and understand the MSDS information on the hazardous chemicals you use before using them.Shortcuts cut life short.Take damaged tools out of service immediately and either tag them and turn them in for service, or properly dispose of them.Keep stairways, hallways, aisles and fire exits clean and clear.Report injuries promptly to your supervisor.REMEMBER: Accidents don't just happen, they are caused.Always establish an escape route before cutting down a tree.Place traffic control devices while facing oncoming traffic.Statistics show that most industrial incidents are the result of unsafe acts by employees.When releasing compressed air from a valve, release the air slowly.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.They're the only pair of eyes you have, take good care of them.In hot weather, when drinking caffeinated beverages you should also drink at least an equal amount of water.Remember: Safety is a 24 hour-a-day responsibility. Safety doesn't start and end at the time clock.Accidents hurt - safety doesn't.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.Position work vehicles completely off the road when practical.Vertical alignment is crucial when using arrow panels.Safety is a full-time job, don't make it a part-time practice.Keep cutting tools sharp; a sharp tool is a safer tool.Don't use compressed air to clean dust off your clothes or skin.Unsafe acts will keep you in stitches.REMEMBER: Accidents don't just happen, they are causedWear you hardhat when traffic regulating.Before removing the fill cap on a pressurized tank verify that the pressure has been released.Place trench spoils a minimum of 2 feet back from the excavation edge.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.Stay properly hydrated; drink plenty of water when working hard in the heat and the cold.Know where the fire emergency exits are before an emergency strikes.Failure to wear the proper personal protective equipment or not reminding a co-worker to wear theirs, can result in an accident.Never carry power tools around by their power cords.Keep eyes and ears open to oncoming traffic while on work crews.When releasing compressed air from a valve, release the air slowly.Shortcuts cut life short.Just because you always did it that way, doesn't make it right.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.You need time to acclimate to hot, humid weather before doing sustained, hard work.Locate high pressure fluid leaks with a piece of cardboard NOT your hand.Ensure that all hydraulic pressure has been released before removing hydraulic lines.Don't leave tools lying around; they become tripping hazards and could be taken and used by unauthorized and untrained personnel.Inspect hand and power tools before each use.Do not wear gloves around moving machinery such as drill presses, table saws, and lathes, where the glove can be caught and pull your hand into the machine.When Flagging traffic ensure that your sign paddle is clean and legible.In windy conditions ensure your work zone warning signs remain erect.On overnight excavations inspect trench walls before human occupancy.Avoid sugary and/or caffeinated drinks on hot, humid days; drink plenty of water.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.Never tape, wire, or otherwise disable a safety switch or lockout.Inspect ladders before each use; immediately take damaged ladders out of service, tag them to warn others, and properly dispose of them.Safety is something you learn from the start - being accident free is doing your part.Make sure the power tool is disconnected before changing the blade, bit, etc., or conducting a safety inspection.Do not block access to the emergency eyewash.Take the time to pass your hard-earned safety knowledge on to newer employees.Go MSU Spartans!Keep extension cords and air hoses out of the traffic aisles.Use an ivy block product before exposure to poison ivy.Working in hot, humid weather impairs function, and can threaten your health and safety.Do not block access to fire extinguishers; don't hang anything on or lean anything against a fire extinguisher. Maintain clear access at all times.When Flagging traffic always position your station where you have an escape route.In a split-second a blast of compressed air can, - Destroy an eye. - Rupture an eardrum. - Send particles flying at jet speeds into your eyes or lungs. - Burst lungs and intestines if directed into the mouth. - If directed against skin cuts, can cause pain and swelling and may even inject air bubbles into your bloodstream (this can be deadly). Being safe on the job, avoiding injury, is what allows you to get the most out of your family time off of the job. You're not going to have much fun with your family if you are injured.Disconnect the power to tools when not using them or when servicing them.Bar / Caution Mode shall be used on Flagging and shoulder operations.Plan excavations to eliminate or minimize human occupancy in the trench.While on a ladder, never step back to admire your work.Wear safety goggles when performing dusty work or when chemical splatters are likely to occur.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.Working in hot, humid weather impairs function, and can threaten your health and safety.Always position yourself up hill when cutting down or bucking a tree.Safety glasses: All in favor say "Eye!"Before removing the fill cap on a pressurized tank verify that the pressure has been released.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.When you gamble with safety you bet your life.A certification tag MUST be affixed to all Lifting Slings. NO TAG, NO LIFT.Machine guards must always be in place and functional.When Flagging traffic station yourself 10 feet from the taper, arrow panel or vehicle.You need time to acclimate to hot, humid weather before doing sustained, hard work.When Flagging traffic never stand in the lane of approaching traffic.The farthest warning sign from the worksite should be placed first.Actions speak louder than words; set a good safety example for co-workers.Seatbelts are required to be worn on all mobile equipment with ROPS.Perform a Pre-Trip Inspection on all vehicles before operating.Hard hats, they're not just for decoration.Always assume an electric wire or device is energized.Unsafe acts will keep you in stitches.The door to safety swings on the hinges of common sense.Hard hat, safety glasses and a class II vest are proper PPE for flaggers.Buckle up, slow down, and stay alert behind the wheel; drive safely - don't become a statistic.Keep exit doors clearly marked, unobstructed, and closed when not in use.A compressed air line supplying air to drive a tool becomes part of the tool; the air line must be inspected before each use along with the air tool.Always inspect a hand or power tool before using it.It's easier to ask a dumb question than it is to fix a dumb mistake.Don't text and drive.If you can't see the equipment operator, they can't see you.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. Workers on the ground remain visible and avoid blind spots at worksites.When Flagging traffic ensure your station is visible to approaching traffic from 500 feet.Ensure windows and mirrors are clean before operating vehicles.Use a brush, broom or vacuum to clean up your work area, not compressed air.Chainsaw P.P.E. includes, hardhat, gloves, sturdy boots, eye protection, hearing protection, and chaps.If you don't think it will happen to you, find the person who had it happen to them.Adjust all mirrors before operating your vehicle.A clean workplace / jobsite can reduce the risk of injuries.Never use an arrow panel in the Arrow Mode on a two-lane two-way roadway.Shut off key and work the hydraulic controls repeatedly to ensure hydraulic pressure is released.It's better to lose one minute in life than to lose life in a minute.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.Chance-takers are accident-makers.Wear light-colored, cotton clothing when working in hot, humid weather.


The CRASIF Advantage

  • Mission

  • Our mission is to reduce the potential for employee injury and to provide a comprehensive disability management program for employees eligible for workers' compensation.
  • CRASIF Core Values

  • core_values

  • Board Members

  • Mary Sholander Chair
    Tom Doty Vice Chair
    Kenneth Hulka Trustee
    Jesse Campbell Trustee
    John Hunt Trustee
    Beth Hunt Trustee
    Doug Robidoux Trustee
    Michael Scott Trustee
    Jerry Smigelski Trustee
  • Staff

  • James “Jim” deSpelder – Administrator
    Doris Baakko – Controller
  • latest news from crasif:

    • Call for Board of Trustee Candidates - July 1, 2020

      Just a reminder that the deadline for submitting your name as a Board Trustee candidate is July 3, 2020.  This year CRASIF will have one (1) three-year Upper Peninsula Road Builders Association region position to fill, one (1) three-year Northern Michigan Association of Road Commissions region position to fill, one (1) one year at-large position, and one (1) three-year at-large position.  Please send a letter indicating your interest and qualifications on road commission letterhead to the attention of the Board Secretary, Doris Baakko.  Also include a recent picture to include on the ballot.  The letter and the picture can be sent to CRASIF’s mailing address or electronically to DBaakko@crasif.org.

      Contact Jim deSpelder, Fund Administrator, if you have any questions.


    • Payroll Audits Will Begin After July 1 - June 30, 2020

      The APRISE Group will again be doing our payroll audits.  Members will be contacted by the auditor to set up a mutually convenient time to do the audit.  Members can also expect that the audit will continue to be done in-person with the proper precautions in place.  Please give Fund staff a call if you have any concerns.


    • First Quarter Premium Deposit Invoices Now Available! - June 1, 2020

      Hard to believe that we are almost half way through the 2020 calendar year!  The premium deposit invoices for the first quarter of the upcoming 2020-21 coverage year are now available on-line through the member portal.  The deadline for the payment is June 10. 


    • Board of Trustees Approves a $2.5 Million Dollar Dividend Distribution - May 5, 2020

      The Board of Trustees approved issuing a dividend distribution of $2.5 million dollars at it’s March 10 board meeting.  The $2.5 million will be equally split between a refund and a premium credit against the 2020-21 premium deposits.  This is our 25th straight year we have issued a dividend return!  Refund checks will be mailed out to eligible members later in May 2020.