Established in 1978, the County Road Association Self Insurance Fund, CRASIF, is a group of 69 county road commissions who have joined together to provide workers compensation insurance for over 3,500 employees.


CRASIF Safety Tips:

When Flagging traffic station yourself 10 feet from the taper, arrow panel or vehicle.When releasing compressed air from a valve, release the air slowly.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.Remember: Safety is a 24 hour-a-day responsibility. Safety doesn't start and end at the time clock.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.Ensure windows and mirrors are clean before operating vehicles.Use a brush, broom or vacuum to clean up your work area, not compressed air.The door to safety swings on the hinges of common sense.Use an ivy block product before exposure to poison ivy.Do not wear gloves around moving machinery such as drill presses, table saws, and lathes, where the glove can be caught and pull your hand into the machine.Keep stairways, hallways, aisles and fire exits clean and clear.Hard hats, they're not just for decoration.Report any worn out or defaced original manufactures warning decals on equipment.Statistics show that most industrial incidents are the result of unsafe acts by employees.Commercially available Sports drinks, like Gator-Aid or Power-Aid are very good water substitutes, especially in hot, humid weather.You need time to acclimate to hot, humid weather before doing sustained, hard work.Place trench spoils a minimum of 2 feet back from the excavation edge.Accidents hurt - safety doesn't.Don't leave tools lying around; they become tripping hazards and could be taken and used by unauthorized and untrained personnel.It's better to lose one minute in life than to lose life in a minute.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.Place traffic control devices while facing oncoming traffic.Read and understand the MSDS information on the hazardous chemicals you use before using them.Inspect hand and power tools before each use.When Flagging traffic ensure your station is visible to approaching traffic from 500 feet.Always inspect a hand or power tool before using it.Perform a Pre-Trip Inspection on all vehicles before operating.Safety is something you learn from the start - being accident free is doing your part.Never tape, wire, or otherwise disable a safety switch or lockout.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.They're the only pair of eyes you have, take good care of them.Wear safety goggles when performing dusty work or when chemical splatters are likely to occur.It's easier to ask a dumb question than it is to fix a dumb mistake.Use 3-point contact when climbing ladders or equipment access steps.Keep cutting tools sharp; a sharp tool is a safer tool.Bar / Caution Mode shall be used on Flagging and shoulder operations.When you gamble with safety you bet your life.When Flagging traffic ensure that your sign paddle is clean and legible.In hot weather, when drinking caffeinated beverages you should also drink at least an equal amount of water.Chance-takers are accident-makers.Before removing the fill cap on a pressurized tank verify that the pressure has been released.Failure to wear the proper personal protective equipment or not reminding a co-worker to wear theirs, can result in an accident.If you don't think it will happen to you, find the person who had it happen to them.Workers on the ground remain visible and avoid blind spots at worksites.Do not wear gloves with cuffs when working with a wood chipper.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. Don't use compressed air to clean dust off your clothes or skin.Plan excavations to eliminate or minimize human occupancy in the trench.You need time to acclimate to hot, humid weather before doing sustained, hard work.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.Do not block access to the emergency eyewash.Avoid sugary and/or caffeinated drinks on hot, humid days; drink plenty of water.Take damaged tools out of service immediately and either tag them and turn them in for service, or properly dispose of them.Working in hot, humid weather impairs function, and can threaten your health and safety.REMEMBER: Accidents don't just happen, they are causedReport injuries promptly to your supervisor.Before removing the fill cap on a pressurized tank verify that the pressure has been released.The "hidden" costs of an injury can be from two to nine times higher than direct costs.Inspect ladders before each use; immediately take damaged ladders out of service, tag them to warn others, and properly dispose of them.Don't text and drive.Just because you always did it that way, doesn't make it right.In windy conditions ensure your work zone warning signs remain erect.Adjust all mirrors before operating your vehicle.Position work vehicles completely off the road when practical.Safety is a full-time job, don't make it a part-time practice.Buckle up, slow down, and stay alert behind the wheel; drive safely - don't become a statistic.Shortcuts cut life short.The farthest warning sign from the worksite should be placed first.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. Actions speak louder than words; set a good safety example for co-workers.Hard hat, safety glasses and a class II vest are proper PPE for flaggers.Unsafe acts will keep you in stitches.Avoid working with your back to oncoming traffic.A clean workplace / jobsite can reduce the risk of injuries.When Flagging traffic always position your station where you have an escape route.Chainsaw P.P.E. includes, hardhat, gloves, sturdy boots, eye protection, hearing protection, and chaps.When Flagging traffic never stand in the lane of approaching traffic.Never use an arrow panel in the Arrow Mode on a two-lane two-way roadway.Ensure that all hydraulic pressure has been released before removing hydraulic lines.Seatbelts are required to be worn on all mobile equipment with ROPS.A compressed air line supplying air to drive a tool becomes part of the tool; the air line must be inspected before each use along with the air tool.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.Take the time to pass your hard-earned safety knowledge on to newer employees.Falling objects can be brutal if you don't protect your noodle.Know where the fire emergency exits are before an emergency strikes.Always position yourself up hill when cutting down or bucking a tree.Locate high pressure fluid leaks with a piece of cardboard NOT your hand.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.While on a ladder, never step back to admire your work.Working in hot, humid weather impairs function, and can threaten your health and safety.Wear light-colored, cotton clothing when working in hot, humid weather.When releasing compressed air from a valve, release the air slowly.Do not block access to fire extinguishers; don't hang anything on or lean anything against a fire extinguisher. Maintain clear access at all times.If you don't think it will happen to you, find the person who had it happen to them.In a split-second a blast of compressed air can, - Destroy an eye. - Rupture an eardrum. - Send particles flying at jet speeds into your eyes or lungs. - Burst lungs and intestines if directed into the mouth. - If directed against skin cuts, can cause pain and swelling and may even inject air bubbles into your bloodstream (this can be deadly). Being safe on the job, avoiding injury, is what allows you to get the most out of your family time off of the job. You're not going to have much fun with your family if you are injured.Vertical alignment is crucial when using arrow panels.Never carry power tools around by their power cords.Disconnect the power to tools when not using them or when servicing them.REMEMBER: Accidents don't just happen, they are caused.Shortcuts cut life short.Keep extension cords and air hoses out of the traffic aisles.Keep exit doors clearly marked, unobstructed, and closed when not in use.Never turn your back on moving equipment.If you can't see the equipment operator, they can't see you.Make sure the power tool is disconnected before changing the blade, bit, etc., or conducting a safety inspection.On overnight excavations inspect trench walls before human occupancy.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.Wear you hardhat when traffic regulating.Always establish an escape route before cutting down a tree.Wear eye protection when working near hydraulics.Safety glasses: All in favor say "Eye!"Go MSU Spartans!Unsafe acts will keep you in stitches.Stay properly hydrated; drink plenty of water when working hard in the heat and the cold.A certification tag MUST be affixed to all Lifting Slings. NO TAG, NO LIFT.Always assume an electric wire or device is energized.Shut off key and work the hydraulic controls repeatedly to ensure hydraulic pressure is released.Safety is as simple as ABC...Always Be Careful.Keep eyes and ears open to oncoming traffic while on work crews.Machine guards must always be in place and functional.


The CRASIF Advantage

  • Mission

  • Our mission is to reduce the potential for employee injury and to provide a comprehensive disability management program for employees eligible for workers' compensation.
  • CRASIF Core Values

  • core_values

  • Board Members

  • Mary Sholander Chair
    Tom Doty Vice Chair
    Kenneth Hulka Trustee
    Jesse Campbell Trustee
    John Hunt Trustee
    Dorothy Maxwell Trustee
    Doug Robidoux Trustee
    Michael Scott Trustee
    Jerry Smigelski Trustee
  • Staff

  • James “Jim” deSpelder – Administrator
    Doris Baakko – Controller
  • latest news from crasif:

    • 2019-20 2nd Quarter Premium Deposit Invoices Now Available! - August 14, 2019

      Members can find their 2nd quarter premium deposit invoices in their Premium Invoices folder accessed through the member portal.  Please send the payment to the lock-box by September 10, 2019.


    • 2019 Annual Membership Meeting Registration Now On-line - August 8, 2019

      We will be celebrating our 41st year as a self-insured group fund at our Annual Membership Meeting on Wednesday September 11, 2019.  The educational program will start at 9:00 am and the business meeting will begin at 1:30 pm.  Please register by going to:  ttps://info.micountyroads.org/events/details/crasif-41st-annual-membership-meeting-228

      Come and hear our humorous and insightful keynote speaker, Lisa Smartt talking on Leadership:  Maintaining Strength and Wisdom in a Mixed-Up World.  Dr. Stanley Lee MD will be presenting on Understanding Spinal Injuries, and Jon Nettie will be discussing The Traumatic Work Injury: How to Understand, Educate and Rehab.  The afternoon business meeting will review the financial and claim health of CRASIF.  We will end by giving out our risk control awards.  We hope you can attend!


    • Former CRASIF Administrator Passes Away - July 23, 2019

      Duncan “Mack” Rabourn, former CRASIF Administrator for 25 years, died on July 12 at the age of 78.  He was a former employee of the Muskegon County Road Commission and was elected to the first Board of Trustees in 1978.  He became the CRASIF Administrator in 1986 and retired on January 1, 2011.  Mack was instrumental in starting both the County Road Association Self-Insurance Fund (CRASIF), a workers’ compensation self-insured group fund for road commissions, and, the Michigan County Road Commission Self-Insurance Pool (MCRCSIP), a property/casualty pool for road commissions.  Our deepest condolences to his family and friends. 


    • A Call for Board of Trustee Candidates - June 3, 2019

      Chair Mary Sholander announced today that the Board is beginning it’s annual process of filling three seats on the board.  A letter is being sent out to all road commissions and their commissioners detailing the duty and responsibilities of being a trustee, and, the steps for seeking election.