Established in 1978, the County Road Association Self Insurance Fund, CRASIF, is a group of 69 county road commissions who have joined together to provide workers compensation insurance for over 3,500 employees.


CRASIF Safety Tips:

Wear you hardhat when traffic regulating.If you can't see the equipment operator, they can't see you.REMEMBER: Accidents don't just happen, they are causedKeep extension cords and air hoses out of the traffic aisles.Never use an arrow panel in the Arrow Mode on a two-lane two-way roadway.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.If you don't think it will happen to you, find the person who had it happen to them.When Flagging traffic ensure your station is visible to approaching traffic from 500 feet.They're the only pair of eyes you have, take good care of them.Do not wear gloves around moving machinery such as drill presses, table saws, and lathes, where the glove can be caught and pull your hand into the machine.Chance-takers are accident-makers.Hard hat, safety glasses and a class II vest are proper PPE for flaggers.Perform a Pre-Trip Inspection on all vehicles before operating.You need time to acclimate to hot, humid weather before doing sustained, hard work.REMEMBER: Accidents don't just happen, they are caused.Always assume an electric wire or device is energized.Keep eyes and ears open to oncoming traffic while on work crews.Go MSU Spartans!Always inspect a hand or power tool before using it.Before removing the fill cap on a pressurized tank verify that the pressure has been released.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.Place trench spoils a minimum of 2 feet back from the excavation edge.Take the time to pass your hard-earned safety knowledge on to newer employees.Wear safety goggles when performing dusty work or when chemical splatters are likely to occur.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.Report injuries promptly to your supervisor.The "hidden" costs of an injury can be from two to nine times higher than direct costs.Shortcuts cut life short.A clean workplace / jobsite can reduce the risk of injuries.Never turn your back on moving equipment.Keep stairways, hallways, aisles and fire exits clean and clear.A certification tag MUST be affixed to all Lifting Slings. NO TAG, NO LIFT.Do not wear gloves with cuffs when working with a wood chipper.Place traffic control devices while facing oncoming traffic.Adjust all mirrors before operating your vehicle.Vertical alignment is crucial when using arrow panels.Chainsaw P.P.E. includes, hardhat, gloves, sturdy boots, eye protection, hearing protection, and chaps.Inspect hand and power tools before each use.Make sure the power tool is disconnected before changing the blade, bit, etc., or conducting a safety inspection.Stay properly hydrated; drink plenty of water when working hard in the heat and the cold.Safety is something you learn from the start - being accident free is doing your part.Machine guards must always be in place and functional.Just because you always did it that way, doesn't make it right.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. It's easier to ask a dumb question than it is to fix a dumb mistake.Workers on the ground remain visible and avoid blind spots at worksites.Don't use compressed air to clean dust off your clothes or skin.Bar / Caution Mode shall be used on Flagging and shoulder operations.Keep exit doors clearly marked, unobstructed, and closed when not in use.In windy conditions ensure your work zone warning signs remain erect.Adjust your work pace in hot, humid weather; slow down, drink plenty of water, take frequent breaks in a cool place. Never carry power tools around by their power cords.Ensure that all hydraulic pressure has been released before removing hydraulic lines.The farthest warning sign from the worksite should be placed first.Don't text and drive.When Flagging traffic station yourself 10 feet from the taper, arrow panel or vehicle.Buckle up, slow down, and stay alert behind the wheel; drive safely - don't become a statistic.On overnight excavations inspect trench walls before human occupancy.Don't leave tools lying around; they become tripping hazards and could be taken and used by unauthorized and untrained personnel.Actions speak louder than words; set a good safety example for co-workers.While on a ladder, never step back to admire your work.Heat and humidity combine to stress and sometimes overwhelm your body's ability to cool itself.When Flagging traffic ensure that your sign paddle is clean and legible.Report any worn out or defaced original manufactures warning decals on equipment.When Flagging traffic never stand in the lane of approaching traffic.Failure to wear the proper personal protective equipment or not reminding a co-worker to wear theirs, can result in an accident.Accidents hurt - safety doesn't.Falling objects can be brutal if you don't protect your noodle.Locate high pressure fluid leaks with a piece of cardboard NOT your hand.Safety glasses: All in favor say "Eye!"It's better to lose one minute in life than to lose life in a minute.Always position yourself up hill when cutting down or bucking a tree.Eat smaller, lighter meals, more often in hot, humid weather; avoid eating heavy foods in large amounts.Use an ivy block product before exposure to poison ivy.Keep cutting tools sharp; a sharp tool is a safer tool.Shut off key and work the hydraulic controls repeatedly to ensure hydraulic pressure is released.The door to safety swings on the hinges of common sense.Disconnect the power to tools when not using them or when servicing them.Read and understand the MSDS information on the hazardous chemicals you use before using them.Commercially available Sports drinks, like Gator-Aid or Power-Aid are very good water substitutes, especially in hot, humid weather.Take damaged tools out of service immediately and either tag them and turn them in for service, or properly dispose of them.Before removing the fill cap on a pressurized tank verify that the pressure has been released.Position work vehicles completely off the road when practical.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.In hot weather, when drinking caffeinated beverages you should also drink at least an equal amount of water.Safety is as simple as ABC...Always Be Careful.In hot, humid weather, beware the effects of age, medications, fatigue, and overall physical condition.Use a brush, broom or vacuum to clean up your work area, not compressed air.Wear eye protection when working near hydraulics.Avoid working with your back to oncoming traffic.Hard hats, they're not just for decoration.Always establish an escape route before cutting down a tree.Remember: Safety is a 24 hour-a-day responsibility. Safety doesn't start and end at the time clock.Safety is a full-time job, don't make it a part-time practice.Know where the fire emergency exits are before an emergency strikes.You need time to acclimate to hot, humid weather before doing sustained, hard work.Unsafe acts will keep you in stitches.Statistics show that most industrial incidents are the result of unsafe acts by employees.Use sun block / sun screen rated at least SPF-30 on skin exposed to sunlight; reapply often.Do not block access to fire extinguishers; don't hang anything on or lean anything against a fire extinguisher. Maintain clear access at all times.Ensure windows and mirrors are clean before operating vehicles.Working in hot, humid weather impairs function, and can threaten your health and safety.When you gamble with safety you bet your life.Being safe on the job, avoiding injury, is what allows you to get the most out of your family time off of the job. You're not going to have much fun with your family if you are injured.If you don't think it will happen to you, find the person who had it happen to them.Unsafe acts will keep you in stitches.Avoid sugary and/or caffeinated drinks on hot, humid days; drink plenty of water.Never tape, wire, or otherwise disable a safety switch or lockout.A compressed air line supplying air to drive a tool becomes part of the tool; the air line must be inspected before each use along with the air tool.Shortcuts cut life short.Do not block access to the emergency eyewash.Inspect ladders before each use; immediately take damaged ladders out of service, tag them to warn others, and properly dispose of them.Use 3-point contact when climbing ladders or equipment access steps.Seatbelts are required to be worn on all mobile equipment with ROPS.When Flagging traffic always position your station where you have an escape route.Wear light-colored, cotton clothing when working in hot, humid weather.Plan excavations to eliminate or minimize human occupancy in the trench.Working in hot, humid weather impairs function, and can threaten your health and safety.When releasing compressed air from a valve, release the air slowly.In a split-second a blast of compressed air can, - Destroy an eye. - Rupture an eardrum. - Send particles flying at jet speeds into your eyes or lungs. - Burst lungs and intestines if directed into the mouth. - If directed against skin cuts, can cause pain and swelling and may even inject air bubbles into your bloodstream (this can be deadly). When releasing compressed air from a valve, release the air slowly.


The CRASIF Advantage

  • Mission

  • Our mission is to reduce the potential for employee injury and to provide a comprehensive disability management program for employees eligible for workers' compensation.
  • CRASIF Core Values

  • core_values

  • Board Members

  • Mary Sholander Chair
    Tom Doty Vice Chair
    Kenneth Hulka Trustee
    Jesse Campbell Trustee
    John Hunt Trustee
    Dorothy Maxwell Trustee
    Doug Robidoux Trustee
    Michael Scott Trustee
    Jerry Smigelski Trustee
  • Staff

  • James “Jim” deSpelder – Administrator
    Doris Baakko – Controller
  • latest news from crasif:

    • Former CRASIF Administrator Passes Away - July 23, 2019

      Duncan “Mack” Rabourn, former CRASIF Administrator for 25 years, died on July 12 at the age of 78.  He was a former employee of the Muskegon County Road Commission and was elected to the first Board of Trustees in 1978.  He became the CRASIF Administrator in 1986 and retired on January 1, 2011.  Mack was instrumental in starting both the County Road Association Self-Insurance Fund (CRASIF), a workers’ compensation self-insured group fund for road commissions, and, the Michigan County Road Commission Self-Insurance Pool (MCRCSIP), a property/casualty pool for road commissions.  Our deepest condolences to his family and friends. 


    • A Call for Board of Trustee Candidates - June 3, 2019

      Chair Mary Sholander announced today that the Board is beginning it’s annual process of filling three seats on the board.  A letter is being sent out to all road commissions and their commissioners detailing the duty and responsibilities of being a trustee, and, the steps for seeking election. 


    • 2019-20 1st Quarter Premium Deposit Invoices Now Available! - June 3, 2019

      Members can find their 1st quarter premium deposit invoices in their Premium Invoices folder accessed through the member portal.  Please send the payment to the lock-box by JUNE 21, 2019.


    • Board Approves $2 Million Dividend - April 4, 2019

      The Board of Trustees approved at its March 12th meeting a $2 million dollar dividend to be distributed to members. This will be the largest dividend given in the last 5 years. Total dividends distributed since the inception of the Fund will now total $85 million dollars. The dividend distribution needs to be approved by the State of Michigan Workers’ Compensation Agency.